If you have been refused finance for a car loan or any other loan, it probably means you have a poor credit record. This is not the end of the road for you as many brokers deal with lenders who are prepared to lend to people who dont have a great credit record. There are some drawbacks however, the rates vary depending on how poor your credit record is.  Take a look at the table below to show you how credit record scores range. Score Range Category 300-579 Very Poor 580-669 Fair 670-739 Good 740-799 Very Good 800-850 Exceptional Source: Experian.....14/01/2020 13:30:44